Important disclosures
Rewards credit cards should be paid in full each month. Interest charges and fees can outweigh the value of points earned.
Not every expense can or should be paid by credit card. Payment eligibility, processing fees, and financial suitability should be evaluated before using a credit card.
Results are estimates based on the spending information provided and the calculator’s assumptions. Actual points earning and travel value depend on credit card eligibility, available offers, spending patterns, payment fees, award availability, and the strategies implemented.
Points Made Easy provides education and tools to help students make informed decisions. Individual results vary, and the calculated points range is not a guarantee of future earnings or travel value. Nothing entered into this tool is collected or stored.